Bankruptcy Attorney in Harvard, Massachusetts
An Overview of Our Personal Bankruptcy Practice
Bankruptcy is an often misunderstood process. Contrary to popular belief, it is not a sign of failure, but a remedy specifically provided by the federal government to help people get a fresh start. With a personal bankruptcy filing, you can put a stop to the incessant phone calls and letters, and even stop foreclosure proceedings. If you have been reluctant to seriously consider bankruptcy, speak to an experienced lawyer, one who understands the bankruptcy laws and who has successfully helped others just like you.
At the law office of Robert F. Casey, Jr. P.C., we have over 30 years of experience protecting the rights of people in Leominster, Fitchburg and the surrounding communities. We have built and maintained our successful practice on a commitment to personal service and attention. We will work closely with you to make certain all paperwork is correctly completed and filed and will act as your advocate in all proceedings with creditors, the bankruptcy trustee and the court. For a free initial consultation, contact us online or call us 978-615-2091.
We recognize that many individuals are reluctant to explore their rights in bankruptcy. We have helped hundreds of people just like you use Chapter 7 or Chapter 13 bankruptcy as an opportunity to get a fresh start.
Chapter 7 Bankruptcy
We will help you determine whether you qualify for the discharge of unsecured debts through a Chapter 7 bankruptcy proceeding. We will begin by conducting a means test analysis as required by the bankruptcy law. Then, we will help you understand which debts can be easily discharged and will work closely with you to make certain that exempt assets, such as principal residence and vehicle, are excluded from sale. To learn more, see our page on Chapter 7 bankruptcy.
Chapter 13 Bankruptcy
If you fail to qualify for the discharge of debts under Chapter 7 bankruptcy or prefer to repay your debts over time, we will work with you to set up a reorganization plan under Chapter 13 bankruptcy. We will review all proposed repayment plans from your creditors to ensure that the payments are within your means, so that you keep the protections of the bankruptcy law. For additional information, go to our Chapter 13 bankruptcy page.
Foreclosure Defense
We will work with you to identify ways to avoid foreclosure, from the negotiation of home loan modifications or restructuring to the use of bankruptcy filings to stop proceedings. See our page on saving your home to learn more.
Contact Us
For a free initial consultation, contact our office online or call us at 978-615-2091. We meet with clients between 8:30 am and 5 pm, Monday through Friday. We are conveniently located just off Route 2.
