Harvard Massachusetts Personal Bankruptcy Attorney
Working with You to Avoid Foreclosure and Save Your Home
If you are experiencing financial difficulty and are either in foreclosure or fear that foreclosure proceedings are imminent, you want an experienced lawyer to help you identify your options. There are ways to stop foreclosure proceedings, from the negotiation of a home mortgage modification to a bankruptcy filing. You want an attorney who understands your rights and who has successfully helped others in similar circumstances.
At the law office of Robert F. Casey, Jr. P.C., in Harvard, we have over 30 years of experience protecting the rights of individuals throughout Leominster, Fitchburg and the surrounding communities in Massachusetts. The hallmark of our practice has been a commitment to personal service and attention. We take the time to listen carefully to your concerns and learn your objectives, so that we can help you take the legal action necessary to reach your goals. Contact our office online or call us at 978-615-2091 to arrange a free initial consultation.
Our Foreclosure Defense Practice
We provide a broad range of legal services for individuals who need help saving their homes from foreclosure, including:
- Home mortgage modification or restructuring. We can work directly with your lender, seeking modification or restructuring of the terms of your home mortgage, including a reduced interest rate or an extended term of years on the note. We will also seek to refinance any past-due payments, so that you can get a fresh start on your mortgage.
- Home mortgage forbearance. We will work with your bank or mortgage company to see if we can suspend any payments due for a period of time, so that you can catch up.
- Chapter 7 or Chapter 13 bankruptcy filings. Whether you file under Chapter 7 or Chapter 13, you will get the benefit of the automatic stay, which puts a temporary halt to any legal proceedings to collect past due mortgage payments, including foreclosure proceedings. In a Chapter 13 proceeding, you will be able to seek a modification of your mortgage agreement. Even in a Chapter 7 proceeding, your home can be protected, as your principal residence is exempt from sale to satisfy creditors.
At the offices of Robert F. Casey, Jr. P.C., we work hard to stay current of any changes in the law, always looking for developments that can help us help you keep your home and other valuable property.
Contact Our Office
To schedule a free initial consultation, contact us online or call 978-615-2091. Our office is open from 8:30 am until 5 pm, Monday through Friday. We are conveniently located just a half a mile north of Route 2.